Businesses today need a strong and knowledgeable financial partner who can offer a financial strategy to support its continued growth and success. Securian Advisors MidAmerica can help your business in providing cost-effective benefits for employees and key executives, effectuating tax leverage, and achieving your personal financial goals. We provide an array of business and financial services with the guidance of highly knowledgeable, capable, and experienced professionals allowing you to stay focused on your business.
Business Owner Strategies
Our Business Owner Strategy program is an integrated approach to business and personal wealth management. As a business owner, your business and personal financial needs are knotted together. The business decisions you make can affect not only your business but your personal financial situation as well. Fortunately, our program helps you answer the questions and develop strategies to address the key financial decisions you, your family, and your business face.
It starts with your current state of affairs and ends when you leave the business. It develops a roadmap based on the priorities you identify as most important and provides possible solutions to help address each concern. We can help you attain a sense of security for your family, your employees, and your business.
Based on the stated objectives of the Plan Sponsor and its representatives, we will conduct a Plan Assessment based on such factors as the plan's size, plan design, participation rates, investment options, and current status. Our advisors will help evaluate the current provider and facilitate a provider comparison to assess different providers’ abilities to meet the stated objectives. The selection criterion includes evaluating the Investment Options, Plan Expenses, Fiduciary Liability, and Services. We will then recommend a course of action regarding key provisions of the Plan.
- Profit-sharing plans
- Pension plans
- Defined Benefit
- Simplified Employee Pension (SEP)
- Savings Incentive Match Plan for Employees (SIMPLE)
- Employee Stock Ownership Plan (ESOP)
Education and Consultations
We understand that
employees, like businesses, have a need for professionals to help them in their
wealth management. As an added service, we offer seminars throughout the year
and individual consultations to help educate employees and executives with
their financial needs.
and Key-Executive Benefits Solutions
programs allow your company to retain, motivate, and recruit the right people
for your company, and at the same time, they can provide your business with
valuable tax advantages. We offer a variety of programs that can be tailored to
meet the needs of your business and your employees from retirement plans to executive
- Bonus plans
- Deferred Compensation
- Split Dollar plans
- Non-Qualified retirement plans
intention is to sell your business to key employees, transfer it to your
children, or sale to a strategic buyer, Securian Advisors MidAmerica has the
experience and expertise to help you make an informed decision on the right
course of action. Whether it occurs as planned or due to an untimely departure
or death of an owner or a key employee, a well-designed strategy can help
ensure the future success of the business. Companies depend on their owners and
key personnel for guidance and knowledge with their daily operation. We can
help your business continue and minimize the effect of a loss through:
- Key-Person programs
- Buy / Sell agreements
- Stock Redemption programs
- Business Overhead Protection
should not be considered tax or legal advice. You should consult your tax or
legal advisor regarding your specific tax or legal situation.